Industry Funding
Business Funding for Janitorial & Facility Services
Commercial cleaning contracts pay net-30 or net-60. Payroll and supplies are due every week. Commera bridges the gap with invoice factoring on your receivables, a line of credit for payroll float, equipment financing for scrubbers, or fast revenue-based funding, so your cleaning business keeps growing.
Soft credit pull · First offers within 24 hours · No fees to apply
By Filip Kozina · Co-Founder, Commera Funding
The real problem
Why businesses in this industry partner with Commera
Bank financing moves on bank timelines. Your business doesn't.
- 01
Net-30 / Net-60 Contract Payment Terms
Commercial and government contracts typically pay 30-60 days after service. Your employees are paid weekly. Invoice factoring turns those receivables into cash within days, and the larger your contract base grows, the more that float gap is exactly what factoring is built to solve.
- 02
Payroll Can't Wait
Cleaning businesses are labor-intensive, payroll often represents 50-70% of revenue. Factoring your open invoices or drawing on a line of credit means even one late commercial payment won't create a payroll shortfall.
- 03
Supplies and Equipment at Scale
Industrial cleaners, floor scrubbers, vacuums, and uniforms add up quickly, especially when onboarding a new large contract that requires immediate mobilization. Equipment financing covers the hardware; a line of credit covers the consumables.
- 04
Growth Requires Hiring Before Revenue Scales
When you win a new building contract, you need to hire and train staff immediately, 2-4 weeks before the first invoice is paid.
What you can fund
What businesses fund with Commera
Common uses for businesses in your industry.
Payroll Float
Use invoice factoring or a line of credit to bridge the gap between weekly payroll and net-30/60 client payments.
Supplies and Chemicals
Draw on a line of credit to stock cleaning supplies and chemicals for a new contract mobilization.
Commercial Equipment
Finance or lease floor scrubbers, auto-scrubbers, vacuums, and pressure washers for a new account.
New Contract Onboarding
Cover upfront costs of mobilizing for a new building, hiring, training, uniforms, and equipment.
Vehicle and Route Expansion
Add a service vehicle to expand route capacity or geographic coverage.
Typical Funding Range
$10K-$200K
How to Qualify
Janitorial businesses qualify based on bank deposit volume from completed invoices. Because contracts pay net-30/60, invoice factoring and receivables financing are often the best fit, but a line of credit, equipment financing, or revenue-based funding may suit you better. Consistent commercial contracts with 6+ months of history qualify quickly.
Figures on this page are illustrative estimates only and are not an offer of financing. All amounts, rates, factor rates, terms, payment amounts, timelines, and qualification criteria vary by lender, depend on funder underwriting and your business's bank statement history, and are subject to change without notice. Nothing here is guaranteed until a funder issues terms and you sign them. Factor rates do not represent APR. Commera is a broker, not a lender, and does not set rates.
Every structure we can place
Two businesses in the same industry rarely need the same product. An advisor prices these against each other for your file rather than pushing whichever one funds fastest.
Ready to move?
See what you qualify for today
3-minute application. Soft credit pull only. No obligation.
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