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Industry Funding

Business Funding for Dental Practices

Equipment is expensive, insurance reimbursements are slow, and growth requires capital before the new patients walk in. Commera funds dental practices in 24–48 hours.

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Soft credit pull · Approval in 2–4 hours · No fees to apply

The real problem

Why businesses in this industry use MCA

Bank financing moves on bank timelines. Your business doesn't.

Insurance Reimbursement Lag

Dental insurance carriers often pay 30–60 days after service. Cleanings, fillings, and crowns produce a daily backlog of receivables, but rent, payroll, and lab fees are due now. MCA advances against your future deposits.

High-Cost Chairs and Imaging

A dental chair runs $15,000–$30,000. CBCT imaging, intraoral scanners, and CAD/CAM mills run $50,000–$150,000+. Equipment financing requires strong credit and weeks of paperwork. MCA funds in 24–48 hours.

Lab Fees and Implant Cases

Lab fees on crowns, dentures, and implant cases are due 30 days after the lab work — well before the patient pays their portion or insurance settles. Larger case volume actually widens the cash gap.

Buy-Ins, Partner Buyouts, and Second Locations

Acquiring a retiring dentist's practice, buying out a partner, or opening a second op requires capital months before the revenue catches up. Conventional practice loans take 60–90 days; MCA bridges the gap.

What businesses fund with Commera

Common uses for businesses in your industry.

Chairs and Operatory Build-Outs

Add operatories or replace aging chairs without months of equipment-financing underwriting.

CBCT, Scanners, CAD/CAM Mills

Modern imaging and same-day-crown technology funded faster than vendor financing.

Insurance Receivables Bridge

Cover payroll and lab fees while waiting on insurance settlements — common in high-volume practices.

Practice Acquisition or Buy-In

Bridge a partner buyout or a small-practice acquisition while traditional financing is in process.

Patient Acquisition and Marketing

Direct mail, paid search, and Invisalign / implant campaigns before the cases convert.

Typical Funding Range

$25K – $500K

How to Qualify

Dental practices typically qualify based on bank deposit volume from completed services. Insurance receivables count toward revenue, and cash-pay procedures (cosmetic, ortho, implant) create predictable daily deposits that funders favor.

Ready to move?

See what you qualify for today

3-minute application. Soft credit pull only. No obligation.

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