Industry Funding
Business Funding for Professional Service Firms
Staffing agencies, law firms, marketing agencies, and consulting firms face the same problem: you deliver the work weeks before the check arrives. Commera bridges that gap with invoice factoring on your receivables, a line of credit for payroll, or revenue-based funding when speed matters.
Soft credit pull · First offers within 24 hours · No fees to apply
By Filip Kozina · Co-Founder, Commera Funding
The real problem
Why businesses in this industry partner with Commera
Bank financing moves on bank timelines. Your business doesn't.
- 01
Invoice-to-Cash Timing Gap
Most B2B service invoices are net-30, net-45, or net-60. You've already delivered the work and paid your staff. Invoice factoring converts those receivables to cash within days, so taking on new clients no longer creates a compounding capital squeeze.
- 02
Staffing: Payroll Every Week, Revenue Every Month
Staffing businesses pay temporary workers weekly while billing clients monthly. Payroll funding through invoice factoring — or a revolving line of credit — turns a growing book of business into an asset instead of a cash flow problem.
- 03
Retainer Revenue Grows Slowly
Monthly retainer revenue is predictable and valuable — but it grows slowly. A term loan or line of credit funds a hiring push before the incremental revenue materializes.
- 04
Software and Infrastructure Costs
CRM, project management, billing software, and marketing tools are often billed annually upfront — meaningful capital for a growing firm.
What you can fund
What businesses fund with Commera
Common uses for businesses in your industry.
Payroll Bridge for Staffing
Use invoice factoring or a line of credit to cover weekly temp worker payroll while waiting on net-30 client invoices.
Business Development and Marketing
Draw on a line of credit or revenue-based funding for a lead generation campaign, trade show, or content marketing push before the pipeline converts.
Hiring a Key Employee
Use a term loan or line of credit to bring on a senior hire or salesperson ahead of projected revenue growth.
Technology and Software
Annual SaaS contracts, CRM systems, or infrastructure that supports scaling.
Office Expansion
Sign a new lease, build out space, or add a second location.
Typical Funding Range
$15K – $400K
How to Qualify
Service businesses qualify based on total bank deposit volume. B2B-heavy businesses with net-30 receivables are a natural fit for invoice factoring and receivables financing — but a line of credit, term loan, or revenue-based funding may suit you better. We look at revenue, not just collections timing.
Ready to move?
See what you qualify for today
3-minute application. Soft credit pull only. No obligation.
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