Industry Funding
Business Funding for Professional Service Firms
Staffing agencies, law firms, marketing agencies, and consulting firms face the same problem: you deliver the work weeks before the check arrives. Commera bridges that gap with invoice factoring on your receivables, a line of credit for payroll, or revenue-based funding when speed matters.
Soft credit pull · First offers within 24 hours · No fees to apply
By Filip Kozina · Co-Founder, Commera Funding
The real problem
Why businesses in this industry partner with Commera
Bank financing moves on bank timelines. Your business doesn't.
- 01
Invoice-to-Cash Timing Gap
Most B2B service invoices are net-30, net-45, or net-60. You've already delivered the work and paid your staff. Invoice factoring converts those receivables to cash within days, so taking on new clients no longer creates a compounding capital squeeze.
- 02
Staffing: Payroll Every Week, Revenue Every Month
Staffing businesses pay temporary workers weekly while billing clients monthly. Payroll funding through invoice factoring, or a revolving line of credit, turns a growing book of business into an asset instead of a cash flow problem.
- 03
Retainer Revenue Grows Slowly
Monthly retainer revenue is predictable and valuable, but it grows slowly. A term loan or line of credit funds a hiring push before the incremental revenue materializes.
- 04
Software and Infrastructure Costs
CRM, project management, billing software, and marketing tools are often billed annually upfront, meaningful capital for a growing firm.
What you can fund
What businesses fund with Commera
Common uses for businesses in your industry.
Payroll Bridge for Staffing
Use invoice factoring or a line of credit to cover weekly temp worker payroll while waiting on net-30 client invoices.
Business Development and Marketing
Draw on a line of credit or revenue-based funding for a lead generation campaign, trade show, or content marketing push before the pipeline converts.
Hiring a Key Employee
Use a term loan or line of credit to bring on a senior hire or salesperson ahead of projected revenue growth.
Technology and Software
Annual SaaS contracts, CRM systems, or infrastructure that supports scaling.
Office Expansion
Sign a new lease, build out space, or add a second location.
Typical Funding Range
$15K-$400K
How to Qualify
Service businesses qualify based on total bank deposit volume. B2B-heavy businesses with net-30 receivables are a natural fit for invoice factoring and receivables financing, but a line of credit, term loan, or revenue-based funding may suit you better. We look at revenue, not just collections timing.
Figures on this page are illustrative estimates only and are not an offer of financing. All amounts, rates, factor rates, terms, payment amounts, timelines, and qualification criteria vary by lender, depend on funder underwriting and your business's bank statement history, and are subject to change without notice. Nothing here is guaranteed until a funder issues terms and you sign them. Factor rates do not represent APR. Commera is a broker, not a lender, and does not set rates.
Every structure we can place
Two businesses in the same industry rarely need the same product. An advisor prices these against each other for your file rather than pushing whichever one funds fastest.
Ready to move?
See what you qualify for today
3-minute application. Soft credit pull only. No obligation.
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