A consultative process
From hello to funded, architected by an advisor.
We don't blast your application to fifty funders and hope. Your advisor reads your file, structures the right capital, and places it with the partners most likely to fund you on fair terms. First offers in 24 hours — no marketing fluff, just the real process.
The four steps
How it actually works.
- 01
Tell us what you need
Two minutes is all it takes. Tell us how much you're looking for, what it's for, and your average monthly revenue. There's no hard credit pull at this stage, so exploring your options costs you nothing — not a point off your score, not a dollar in fees.
- 02
We structure your options
Your advisor reads your file by hand — revenue pattern, industry, time in business, existing obligations — and architects the structure that actually fits. We match you to the 3–5 vetted funders most likely to fund you on fair terms, not blast your application to fifty.
- 03
Compare real terms
You see real numbers, not ranges: factor rate or APR, the daily or weekly payment, total cost, and any funder fees — every term disclosed in writing before you sign anything. Your advisor walks you through the comparison so you choose with eyes open.
- 04
Get funded
Accept the offer that fits, upload a few documents (typically a few months of bank statements), and funds can land in as little as 24–48 hours. We stay with you through funding and after — you have one relationship, not a ticket number.
What you'll need
Documents to have ready.
- 4 months of business bank statements (most recent month first)
- A valid government-issued photo ID (owner or guarantor)
- A signed application and agreement
- For larger amounts: business license, voided business check, most recent tax return
Everything is handled securely and encrypted. We never store your bank credentials or login access — we request only what we need to evaluate your file.
What to expect
Realistic timelines.
- Application review24 hours
Depends on the completeness of submitted info
- Offer deliverySame day or next morning
Depends on funder response volume
- Document verification24 hours
Depends on speed of document submission
- FundingSame or next business day
Depends on bank processing and wire cutoff times
These are estimates only. Timelines depend on application completeness, funder volume, and factors beyond our control. Weekend and holiday delays may apply — your advisor keeps you updated at every step.
Ready to see your options?
Two minutes to apply, no hard credit pull. First offers in 24 hours, with every term disclosed before you sign.