Industry Funding
Working Capital for Manufacturing Businesses
Production costs are front-loaded. Customer payment is back-loaded. Commera provides working capital that matches your production cycle, not a bank's underwriting calendar.
See If You Qualify →Soft credit pull · Approval in 2–4 hours · No fees to apply
The real problem
Why businesses in this industry use MCA
Bank financing moves on bank timelines. Your business doesn't.
Raw Material Costs Come Before Customer Payment
You buy materials, run production, ship product, then wait 30–90 days for payment. The bigger the order, the bigger the working capital requirement.
Large POs Create Cash Flow Problems
Winning a large purchase order is a problem if you don't have capital to fund production. MCA provides working capital to fulfill large orders without turning them down.
Equipment Breakdowns Halt Production
A broken CNC machine, press, or conveyor doesn't care about your delivery schedule. Repair or replacement capital needs to be available immediately — not in 3 weeks.
Lumpy Production Schedules
Many manufacturers have 1–2 large production runs per year timed to customer delivery schedules. The capital requirement is lumpy and doesn't match steady monthly revenue.
What businesses fund with Commera
Common uses for businesses in your industry.
Raw Material Purchase
Buy materials upfront for a large production run without depleting operating reserves.
Equipment Repair or Replacement
Get production back online after an equipment failure without waiting for bank approval.
Large PO Fulfillment
Fund the working capital to accept and fulfill a PO that exceeds your current liquidity.
Payroll Between Production Runs
Keep skilled workers employed between runs so you don't lose them to competitors.
Tooling and Mold Costs
Fund tooling, die, or mold production required for a new customer program.
Ready to move?
See what you qualify for today
3-minute application. Soft credit pull only. No obligation.
Apply Now →