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Industry Funding

Business Funding for E-Commerce & Online Retail

E-commerce growth is gated by inventory capital, ad budgets, and fulfillment costs. Commera provides fast working capital without equity dilution or months of underwriting.

See If You Qualify →

Soft credit pull · Approval in 2–4 hours · No fees to apply

The real problem

Why businesses in this industry use MCA

Bank financing moves on bank timelines. Your business doesn't.

Inventory Capital Limits Growth

You've identified winning SKUs but can't scale orders because capital is tied up in existing inventory. By the time you collect, the window closes. MCA advances against your future revenue so you can move now.

Ad Spend Before Revenue

Performance marketing works — but you pay Facebook, Google, and Amazon today while revenue arrives 30–60 days later. The gap kills scaling momentum.

3PL and Storage Costs

Third-party fulfillment contracts, storage minimums, and peak-season surcharges are often due upfront or on short billing cycles.

Supplier Lead Times Require Early Capital

Manufacturing lead times of 60–90 days require early PO placement. If you wait until you have the cash, you miss the production window entirely.

What businesses fund with Commera

Common uses for businesses in your industry.

Inventory Scale-Up

Double or triple your order volume on proven SKUs before a peak season or marketing push.

Paid Ad Budget

Fund a Facebook, Google, or Amazon Ads campaign without waiting for the previous campaign's returns.

3PL and Fulfillment

Cover storage, pick-and-pack, and onboarding costs for new fulfillment partners.

Product Development

Fund new SKU development, sampling, and tooling without pulling from operating capital.

Amazon FBA Fees and Prep

Cover inbound freight, labeling, and FBA storage fees before revenue season arrives.

Typical Funding Range

$15K – $500K

How to Qualify

E-commerce businesses qualify based on bank deposit volume — gross merchant volume on Shopify or Amazon needs to be reflected in your business bank account. Consistent deposits qualify quickly.

Ready to move?

See what you qualify for today

3-minute application. Soft credit pull only. No obligation.

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