By location
Business Funding by Location
Every metro has its own cash flow shape. These pages cover how Commera funds the industries that dominate each local market, with the specific factor rates, deposit floors, and timing windows we see there.
- Atlanta, GA
Trucking & Owner-Operators Funding
Working capital for Atlanta trucking companies on the Hartsfield-Jackson and Port of Savannah corridor. Soft credit pull, 24-48 hour funding.
See the local program → - Birmingham, AL
Restoration & Insurance Roofing Funding
Working capital for Birmingham restoration, hail, and tornado-belt roofing contractors. Bridge the carrier-pay gap. 24-48 hour funding.
See the local program → - Boca Raton, FL
Medspa & Aesthetics Funding
Working capital for Boca Raton medspas, injectors, and laser clinics. Fund inventory, devices, and patient acquisition. Soft credit pull, 24-48 hours.
See the local program → - Boise, ID
E-Commerce DTC Funding
Inventory and ad-spend capital for Boise e-commerce DTC, outdoor gear, and lifestyle brands. Soft credit pull, 24-hour first offers, 24-48 hour funding.
See the local program → - Boulder, CO
E-Commerce & DTC Funding
Working capital for Boulder Shopify, Amazon, and DTC operators. Fund inventory, ad spend, and 3PL costs without giving up equity. 24-48 hours.
See the local program → - Brooklyn, NY
Retail & Specialty Stores Funding
Working capital for Brooklyn boutique and storefront retailers, Williamsburg, Park Slope, DUMBO, Bed-Stuy. NYCFDL-compliant. 24-48 hour funding.
See the local program → - Charlotte, NC
Restaurant & Hospitality Funding
Working capital for Charlotte restaurants, bars, and hospitality operators across Uptown, South End, NoDa, and Plaza Midwood. 24-48 hour funding.
See the local program → - Cincinnati, OH
Janitorial & Facility Services Funding
Working capital for Cincinnati janitorial and facility services firms serving the corporate corridor and river-port base. 24-48 hour funding.
See the local program → - Dallas, TX
Trucking & Owner-Operators Funding
Capital options for DFW trucking companies and owner-operators, through funding partners registered under Texas commercial financing law.
See the local program → - Des Moines, IA
Janitorial & Facility Services Funding
Working capital for Des Moines janitorial and facility services contractors. Bridge net-45 contracts, fund crew expansion and equipment. 24-48 hours.
See the local program → - Detroit, MI
Manufacturing & Industrial Supply Funding
Working capital for Detroit-area manufacturers, Tier-1 and Tier-2 auto suppliers, tool-and-die, machining, fabrication. PO and tooling capital.
See the local program → - Grand Rapids, MI
Auto Repair & Collision Funding
Working capital for Grand Rapids auto repair and collision shops. Bridge the gap between parts COD and the insurance check. Funded in 24-48 hours.
See the local program → - Greensboro, NC
Janitorial & Facility Services Funding
Working capital for Triad janitorial and facility services companies serving the I-40 and I-85 logistics corridor. Soft credit pull, 24-48 hour funding.
See the local program → - Greenville, SC
Manufacturing Funding
Working capital for Greenville-area manufacturers, suppliers, and tier-2 industrial operators. Fund tooling, raw material, and program ramps. 24-48 hours.
See the local program → - Houston, TX
Construction & Contractors Funding
Capital options for Houston construction and energy-corridor contractors, through funding partners registered under Texas commercial financing law.
See the local program → - Las Vegas, NV
Restaurants, Bars & Hospitality Funding
Working capital for Las Vegas restaurants, bars, and hospitality, Strip, off-Strip, Fremont, Henderson. Convention-cycle sized. 24-48 hour funding.
See the local program → - Lexington, KY
Dental Practice Funding
Working capital for Lexington dental practices. Bridge insurance reimbursements, fund CBCT and CAD/CAM upgrades, cover lab fees. Funded in 24-48 hours.
See the local program → - Los Angeles, CA
Restaurants & Food Service Funding
Working capital for Los Angeles restaurants, Westside to Koreatown, Boyle Heights to Silver Lake. CA SB 1235 disclosure. 24-48 hour funding.
See the local program → - Memphis, TN
Auto Repair & Heavy-Duty Service Funding
Working capital for Memphis auto repair, collision, and heavy-duty fleet service shops along the I-40/I-55 logistics corridor. 24-48 hour funding.
See the local program → - Mesa, AZ
HVAC, Plumbing & Electrical Funding
Working capital for Mesa, Chandler, Gilbert, and Tempe HVAC and plumbing contractors. Soft credit pull, 24-hour first offers, 24-48 hour funding.
See the local program → - Miami, FL
Restaurants & Food Service Funding
Working capital for Miami restaurants, bars, and food service. Tourist-season cash flow, FL § 559.9611 disclosure. 24-48 hour funding.
See the local program → - Milwaukee, WI
Manufacturing Funding
Working capital for Milwaukee manufacturers and industrial operators. Pre-fund material and PO fulfillment. Soft credit pull, 24-48 hour funding.
See the local program → - Nashville, TN
Healthcare & Medical Practices Funding
Working capital for Nashville independent practices, dental groups, and ancillary healthcare operators. Bridge insurance pay cycles. 24-48 hour funding.
See the local program → - New York, NY
Restaurants & Food Service Funding
Working capital for New York City restaurants across all five boroughs. NYCFDL-compliant disclosures. Soft credit pull, 24-48 hour funding, $5K-$5M.
See the local program → - Oklahoma City, OK
Restoration & Insurance Roofing Funding
Working capital for OKC restoration and insurance roofing contractors. Bridge the gap between job completion and the carrier check. Funded in 24-48 hours.
See the local program → - Orlando, FL
Restoration & Insurance Roofing Funding
Working capital for Orlando restoration, water mitigation, and insurance roofing contractors. Bridge the carrier-pay gap. 24-48 hour funding.
See the local program → - Orlando, FL
Hospitality, Lodging & Food Service Funding
Working capital for Orlando hotels, restaurants, and tourism operators around the theme-park corridor. FL § 559.9611 disclosure. 24-48 hour funding.
See the local program → - Phoenix, AZ
HVAC, Plumbing & Electrical Funding
Working capital for Phoenix HVAC, plumbing, and electrical contractors. Sized for an April-to-October cooling season. 24-48 hour funding.
See the local program → - Raleigh, NC
Janitorial & Facility Services Funding
Working capital for Raleigh-Durham janitorial and facility services companies. Bridge net-60 commercial accounts. Soft credit pull, 24-48 hour funding.
See the local program → - Reno, NV
HVAC, Plumbing & Electrical Funding
Working capital for Reno and Sparks HVAC, plumbing, and electrical contractors. Soft credit pull, 24-hour first offers, $5K-$5M. Cover the buildout boom.
See the local program → - Salt Lake City, UT
E-Commerce DTC Funding
Inventory and ad-spend capital for Salt Lake City e-commerce DTC brands. Beats Shopify and Stripe payment timing. Soft credit pull, 24-48 hour funding.
See the local program → - San Diego, CA
Healthcare & Medical Practices Funding
Working capital for San Diego independent practices, dental groups, and specialty clinics. CA SB 1235 APR-equivalent disclosure. 24-48 hour funding.
See the local program → - Scottsdale, AZ
Fertility & Specialty Medical Funding
Working capital for Scottsdale fertility clinics and specialty practices. Bridge IVF cycle float, fund lab buildouts, scale acquisition.
See the local program → - Tampa, FL
Restoration & Insurance Roofing Funding
Working capital for Tampa restoration and insurance roofing contractors. Bridge the gap between job complete and carrier funded. 24-48 hour funding.
See the local program → - Toledo, OH
Manufacturing Funding
Working capital for Toledo manufacturers and auto suppliers feeding the Detroit assembly corridor. Pre-fund material and PO cycles. 24-48 hour funding.
See the local program → - Tucson, AZ
HVAC, Plumbing & Electrical Funding
Working capital for Tucson HVAC, plumbing, and electrical contractors. Soft credit pull, 24-hour first offers. Fund the cooling season before it hits.
See the local program → - Tucson, AZ
Auto Repair & Service Funding
Working capital for Tucson auto repair, tire, AC, and collision shops. Sonoran-climate-driven demand, fleet-account net-30 bridging. 24-48 hour funding.
See the local program → - Tulsa, OK
Auto Repair & Heavy-Duty Service Funding
Working capital for Tulsa auto repair, collision, and heavy-duty truck service shops. Bridge fleet account net-30 invoices. 24-48 hour funding.
See the local program →
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- California
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- Alaska
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- Iowa
- Kentucky
- Maine
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- Montana
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- New Hampshire
- New Mexico
- North Dakota
- Oklahoma
- Rhode Island
- South Dakota
- Vermont
- West Virginia
- Wyoming
- District of Columbia
- Puerto Rico
Also serving Canadian businesses through referral partners. Business funding in Canada
Looking for the full industry overview instead? See our industry funding guide.