Industry Funding
Business Funding for Roofing & Restoration Contractors
Storm season creates massive demand — and a capital squeeze. Materials and labor come before insurance checks arrive. Commera keeps your jobs moving.
See If You Qualify →Soft credit pull · Approval in 2–4 hours · No fees to apply
The real problem
Why businesses in this industry use MCA
Bank financing moves on bank timelines. Your business doesn't.
Materials and Labor Before Insurance Pays
In insurance-driven restoration work, you pay for materials and subs 30–60 days before the carrier releases the final check. A heavy storm season can leave you cash-poor despite a full pipeline.
Storm Season Creates Lumpy Revenue
A hail storm in April can generate 3 months of backlog — but revenue recognition lags 60–90 days behind production. Cash reserves get depleted before checks arrive.
Subcontractor and Crew Costs Are Immediate
You can't tell your crews to wait 90 days to be paid. Subcontractor invoices are due on completion. MCA provides working capital to meet those obligations on time.
Expanding Into a New Market Takes Capital
Mobilizing into a storm-affected market requires vehicles, equipment, and crew support — all upfront, before a single check is signed.
What businesses fund with Commera
Common uses for businesses in your industry.
Materials Across Multiple Active Jobs
Keep multiple roofing or restoration jobs moving simultaneously without waiting for one to close.
Subcontractor Float
Pay your crews and subs on time even when insurance carriers are slow to release funds.
Equipment for a New Market
Trailers, ladders, tools, and crew vehicles needed to mobilize into a storm-affected area.
Supplement Cycle Overhead
Cover overhead during a long reinspection or supplement cycle while the job is still active.
Lead Generation in Storm Areas
Direct mail, door-knocking teams, or yard sign campaigns before competitors move in.
Ready to move?
See what you qualify for today
3-minute application. Soft credit pull only. No obligation.
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